22K / g₹9,412

24K / g₹10,268

Silver / g₹118.40

Bhav statusLocked

Saurabh Jain

Digital Business Manager

Tuesday, 9 September 2026 · Business day open 09:04

Aaj ka kaam

Live counter, stock aur karigar position — ek jagah. Har number pe click karke detail khul jaati hai.

Sale today

₹18.42 L

+22% vs last Tue

Fine gold out

642.180 g

31 bills · 9 old-gold in

Old gold in

214.560 g

avg tunch 88.4%

Karigar balance

1,284.9 g

4 karigar · 2 overdue

Needs approval

3 discount · 2 rate · 1 delete

Aaj ke bill

Fountain Chowk

Voucher	Customer	Items	Net wt	Amount	Status

Approval queue

6 pending

Discount

₹14,200 off on GMS/S/1188

Sunita · over 4% cap · 11 min ago

Delete

Voucher GMS/S/1174

Requested by Ramnik · needs OTP

Rate

Bhav 9,380 → 9,412

Auto-locked 09:32

Branch performance

Stock movement (7 din)

fine grams

Sold outOld gold in

Dead stock alert

> 180 din

Antique Jhumka set	POLY-07	214 din
Kundan Choker (heavy)	POLY-02	198 din
Temple Haar 22K	POLY-11	191 din
Silver Payal (bulk)	POLY-19	186 din

Order & repair board

Orders in making

Ready, not delivered

Repairs in shop

Overdue delivery

4 customers ko "order ready" WhatsApp aaj 11:20 pe gaya. 3 read, 1 pending.

Sales, Billing & POS · one-screen transaction feeding

Multi-item voucher

Sale, sale return, old gold, metal receipt, cash receipt, bhav fix aur transfer — sab ek hi voucher me, mixed purity ke saath. Har number editable hai, total live chalta hai.

Voucher GMS/S/1189

22K & 18K mixed09 Sep 2026Bhav locked ₹9,412

Customer

Salesperson

Bill type

Add line

Type	Item / Tag	Gross g	Less g	Net g	Tunch %	Wst %	Rate ₹/g	Labour ₹/g	Stone ₹	Amount ₹
Totals		—		—	Fine wt —					—

Payment split

Cash

UPI / card

Scheme redemption

Balance to collect

—

Loyalty & insurance

Points available

4,280

Points earned this bill

—

Redeem now

up to ₹2,140

Jewellery insurance add-on
1 saal cover · 0.35% of bill value

Share & print

Bill summary

Live

Items total

—

Less: old gold / return

—

Less: cash receipt

—

Insurance add-on

—

Taxable value

—

CGST @ 1.5%

—

SGST @ 1.5%

—

Round off

—

Net payable—

Customer at a glance

Order & Repair Management

Order → Job → Delivery

Customer order aur repair dono ek lifecycle pe. Har stage change pe customer ko auto WhatsApp alert.

Order register

2 overdue

Order	Customer	Item	Wt g	Karigar	Delivery	Stage

ORD-2291 · lifecycle

Customer

Harpreet Kaur

Item

Kundan Choker Set

Est. weight

68.400 g

Advance

₹1,50,000

Promised

14 Sep 2026

Order booked

02 Sep · Ramnik · advance ₹1.5 L

Design finalised

03 Sep · DSN-KND-114 catalogue se

Material issued to karigar

04 Sep · Ramesh Soni · 71.200 g @ 91.6

Setting department

Chal raha hai · 62% · expected 12 Sep

Polish & QC

Pending

Hallmark & HUID tag

Pending

Customer alert & delivery

Auto WhatsApp on ready

Online Scheme / Kitty Management

Gold saving schemes

Configurable kitty plans, customer app se installment, auto reminder aur installment tracking.

Active members

1,842

across 4 plans

Collection this month

₹62.4 L

+9% vs Aug

Overdue installments

148

reminder auto-sent

Maturing in 30 din

₹41.2 L payout

Plan configuration

Plan name

Tenure

Bonus months

Min installment

Max installment

Accrual basis

Redeemable against

Member ledger

Member	Plan	Paid	Due	Next date	Status

Inventory, Tag & HUID Management

Tag lifecycle

HUID-linked tag, split & merge, partial sale, two-tag visibility aur poore movement ka audit trail. Kisi bhi tag row pe click karo.

Tagged pieces

4,318

22 poly · 61 box

Fine gold in stock

38,412 g

22K equivalent

HUID mapped

99.2%

34 pieces pending

Weight variance

−18.4 g

actual vs tag, 30 din

Physical count due

6 poly

RFID sweep pending

Tag register

RFID reader online

Tag no	HUID	Item	Gross	Net	Purity	Poly	Status

Tag preview

Actual TAG

Kundan Choker Set

GMS/22K/00418

Gross

68.420 g

Stone/less

9.140 g

Net

59.280 g

HUID

HUID6TXK92

Actual TAG vs Print TAG. Print TAG customer ko dikhta hai (round figure), Actual TAG me real weight + costing rehta hai. Dono alag store hote hain.

Pre-set labour

₹420 / g

Pre-set wastage

8.5%

Polish charge

₹1,150

Costing value

₹6,84,220

Sale value @ today

₹7,42,880

Poly-wise stock

counting mode: RFID

Poly	Category	Pieces	Gross g	Last count	State

Weighing scale & count

Scale connected

Live scale reading

68.418 g

Tag says

68.420 g

−0.002 g · within tolerance

RFID sweep POLY-02 pe: 184 / 186 pieces mile. 2 missing pieces ka tag no niche hai — system ne automatically variance voucher bana diya.

Missing tag	Item	Gross	Last seen
GMS/22K/00291	Bangle pair (plain)	42.180	04 Sep · showcase 3
GMS/18K/00877	Diamond ring	4.920	06 Sep · sent to Model Town

Tag audit trail — GMS/22K/00418

tagging → sale → return trace

Date & time	Event	User	Before	After	Branch
02 Aug 11:14	Tag created	Gaurav Jain	—	68.420 g / 91.6	Fountain Chowk
02 Aug 11:20	HUID linked	Gaurav Jain	—	HUID6TXK92	Fountain Chowk
09 Aug 16:41	Labour rate changed	Saurabh Jain	₹380/g	₹420/g	Fountain Chowk
21 Aug 12:02	Branch transfer	Ramnik Singh	Fountain Chowk	Model Town	→ Model Town
28 Aug 18:33	Transfer return	Sunita Rani	Model Town	Fountain Chowk	Fountain Chowk
04 Sep 13:55	Tag split (2 pcs)	Gaurav Jain	68.420 g	41.180 + 27.240 g	Fountain Chowk
09 Sep 10:07	Held for customer	Ramnik Singh	In stock	Reserved · H. Kaur	Fountain Chowk

Manufacturing & Production Management

Department-wise job flow

Casting → setting → polish → QC. Har stage pe auto stock transfer, weight trial (in vs out) aur loss capture. Kisi job card pe click karo.

Design catalogue

customer shareable

DSN-KND-114 · BOM

Design code

DSN-KND-114

Bill of materials

Component	Qty	Wt / Ct
22K gold alloy	—	59.280 g
Kundan stones	42	6.820 g
Polki (uncut)	8	1.84 ct
Meena enamel	—	0.480 g
Silk dori & hook	1	—

Catalog me HUID + price dikhega agar piece tagged hai. Untagged design pe sirf estimate rate dikhta hai.

Weight trial — lot LOT-0912

loss 1.86%

Department	Issued g	Received g	Loss g	Loss %	Within norm
Casting	1,240.000	1,228.400	11.600	0.94%	Yes · norm 1.2%
Filing & fitting	1,228.400	1,222.180	6.220	0.51%	Yes · norm 0.7%
Stone setting	1,222.180	1,219.940	2.240	0.18%	Yes · norm 0.3%
Polish	1,219.940	1,216.940	3.000	0.25%	No · norm 0.2%
Lot total	1,240.000	1,216.940	23.060	1.86%	Review

Loss analysis

Casting0.94% / 1.20%

Filing0.51% / 0.70%

Setting0.18% / 0.30%

Polish0.25% / 0.20%

Polish loss norm se upar hai. Ye 3.000 g ka farq ₹28,236 ka hai. Karigar Deepak Sonkar ke last 4 lot me bhi yahi pattern — rule engine ne ranking gira di.

Opening stock

1,240.000 g

Closing stock

1,216.940 g

Tagged out

1,216.940 g

Reconciled

Yes

Karigar Management

Karigar hisab

Material issue/receive, purity aur punch control, job-wise labour, gold balance. Karigar row pe click karo — poora hisab drawer me khulta hai.

Karigar master

2 overdue lot

Karigar	Speciality	Issued g	Received g	Balance g	Avg loss	Rank

Supplier / karigar rule engine

Ranking har 30 din pe auto recalculate: on-time %, loss %, rework %, purity variance. Rank gire to rules apne aap badalte hain.

Active rules

A rank Issue limit 2,000 g · advance labour allowed · loss norm +0.1%

B rank Issue limit 1,200 g · labour on receipt · standard norm

C rank Issue limit 600 g · 2 lot max open · owner approval per issue

D rank New issue blocked · pending lots settle karne ke baad review

Total karigar balance

1,284.900 g

Oldest open lot

LOT-0871 · 41 din

Labour payable

₹4,82,140

Repair jobs open

Accounting, GST & Compliance

Books aur return

Billing se seedha accounting me — HSN master, GSTR-1 / 3B export, TDS, MSME aur payroll ek jagah.

Taxable sale (Aug)

₹4.18 Cr

1,842 invoices

Output GST

₹12.54 L

CGST + SGST @3%

ITC available

₹3.91 L

2B matched 98.4%

Net payable

₹8.63 L

due 20 Sep

HSN summary — August 2026

audit ready

HSN	Description	Qty	Taxable ₹	CGST	SGST	Rate
7113	Gold jewellery (studded & plain)	1,412	3,68,40,200	5,52,603	5,52,603	3%
7113	Silver jewellery	288	18,42,600	27,639	27,639	3%
7102	Diamonds, cut & polished	96	24,18,400	30,230	30,230	0.25%
9988	Job work — making charges	412	7,42,100	18,553	18,553	5%
7108	Old gold purchase (RCM / margin)	204	—	—	—	Exempt
Total			4,18,43,300	6,29,025	6,29,025

Return checklist

B2B invoices tagged

96 invoices · GSTIN validated

B2C summary built

1,746 invoices · state-wise

HSN summary reconciled

Matches sale register

2B reconciliation

3 supplier invoices missing · ₹42,180 ITC held

GSTR-1 filing

Due 11 Sep

GSTR-3B payment

Due 20 Sep

Do sets of books, ek system. Har voucher pe accounting-set flag hai, aur report kisi bhi set pe alag nikalti hai — audit ke liye dono side reconciled dikhte hain.

Customer outstanding

₹38.4 L

Party	Balance ₹	Fine g	Age
Bhatia & Sons (B2B)	12,84,200	0.000	42 d
Rajinder Singh Bhatia	4,18,000	12.400	18 d
Simran Arora	1,42,800	0.000	9 d
Kohli Jewellers (wholesale)	19,94,000	184.200	61 d

Customer-wise profit

Aug 2026

Customer	Sale ₹	Cost ₹	Margin	%
Harpreet Kaur	18,42,000	16,10,400	2,31,600	12.6%
Kohli Jewellers	62,18,000	59,42,100	2,75,900	4.4%
Manjit Kaur Sandhu	7,84,200	6,71,000	1,13,200	14.4%
Bhatia & Sons	41,20,000	40,18,600	1,01,400	2.5%

Bhatia & Sons pe margin 2.5% — wholesale rate rule review karo. Rule-based pricing me ye customer B2B slab pe hai.

TDS management

Section	Deducted	Status
194C — karigar labour	1,42,800	Deposited
194Q — bullion purchase	2,18,400	Deposited
194J — professional	36,000	Due 7 Oct
206C(1H) — TCS on sale	84,120	Collected

MSME & compliance calendar

MSME Form-1 (Apr–Sep)

Filed 28 Aug · 4 suppliers >45 din

GSTR-1 — Aug

Due 11 Sep · 2 din baaki

GSTR-3B — Aug

Due 20 Sep

TDS return 26Q Q2

Due 31 Oct

Hallmarking return

Due 30 Sep · BIS portal

Payroll from biometric

ESSL synced

Staff	Days	OT hr	Net ₹
Ramnik Singh	26	14	42,180
Sunita Rani	25	8	34,600
Gaurav Jain	26	22	48,900
Pooja Verma	24	0	27,400
4 staff	101	44	1,53,080

Girvi / Money Lending Module

Girvi khata

KYC + biometric + photo, daily/monthly/yearly interest, compound aur minimum interest rule, Hindi & English calendar. Calculator sach me chalta hai — number badal ke dekho.

Live accounts

412

3 branch

Principal outstanding

₹2.84 Cr

gold 18,412 g held

Interest due

₹18.42 L

96 accounts overdue

Maturity is month

auction notice ready

Girvi register

Hindi calendar on

A/c no	Customer	Item	Wt g	Principal	Rate	Maturity	Status

Interest calculator

live

Principal ₹

Rate %

Basis

Days elapsed

Compounding

Min interest (months)

Interest accrued

—

Minimum interest floor

—

Interest charged

—

Total redeem amount—

Reports, Audit & Controls

Report dashboard

Har report ek click pe. Neeche audit trail me user, date-time, before/after value aur delete vs modify sab record hota hai.

Festival-wise sales analysis

click any report card

Audit trail

3 deletions

When & who	Change
09 Sep 12:41 Sunita Rani	Discount on GMS/S/1188 ₹4,000 → ₹14,200 awaiting OTP
09 Sep 11:08 Ramnik Singh	Voucher GMS/S/1174 delete request ₹2,84,000 · 3 items blocked · needs owner
09 Sep 09:32 Saurabh Jain	Gold rate 22K 9,380 → 9,412 approved
08 Sep 19:14 Gaurav Jain	Tag GMS/22K/00418 net wt 59.310 → 59.280 approved
08 Sep 16:02 Ramnik Singh	Customer phone changed 98761 20033 → 98761 20044 logged

CRM Management

Customer & lead

Lead capture, follow-up, reminders, birthday / anniversary aur family linkage — sab billing history se juda hua.

Follow-up pipeline

7 aaj

Lead	Source	Interest	Est. value	Next follow-up	Stage

Occasion calendar — agle 14 din

auto greeting

Date	Customer	Occasion	Last purchase	Lifetime value
11 Sep	Manjit Kaur Sandhu	Birthday	Bangle pair · Mar 26	₹18.4 L
14 Sep	Rajinder & Neelam Bhatia	25th anniversary	Diamond set · Dec 25	₹62.1 L
18 Sep	Simran Arora	Birthday	Mangalsutra · Jul 26	₹7.8 L
21 Sep	Harpreet Kaur	Daughter's engagement	Choker order live	₹41.2 L

Family linkage — Bhatia parivaar

Rajinder Singh Bhatia

Head · 94170 33210 · since 2009

Platinum

Neelam Bhatia

Spouse · 8 purchases

Arjun Bhatia

Son · wedding Nov 2026

Hot lead

Bhatia & Sons

Linked firm · B2B ledger

Family lifetime value

₹62.14 L

Open outstanding

₹17.02 L

Scheme members

Loyalty points pool

18,420

Lost opportunity: Arjun ki wedding ke liye 3 quotation gaye, koi convert nahi hua. Analytics keh raha hai reason — delivery date commitment.

HR · ESSL Integration

Attendance & payroll

Biometric punch seedha ERP me — salary, OT, advance aur payroll report bina double entry.

Present today

22 / 26

3 leave · 1 absent

Late punch

grace 10 min crossed

OT this month

184 hr

festive season

Advance outstanding

₹1.42 L

6 staff

Attendance register — 09 Sep 2026

ESSL device: FC-01, MT-01

Staff	Role	Branch	In	Out	Hours	OT	Status

User, Branch & Security Controls

Branch & permissions

Central dashboard se multi-branch, role-based permission aur sensitive action pe OTP restriction. Checkbox actually toggle hote hain.

Branches

Branch	Stock g	MTD sale
Fountain Chowk Ludhiana · HO	24,180	₹2.84 Cr
Model Town Ludhiana	9,420	₹98.4 L
Jalandhar Showroom	4,812	₹42.1 L

Branch-wise pricing control

Fountain Chowk labour

₹420/g

Model Town labour

₹395/g

Jalandhar labour

₹440/g

Max discount (staff)

Users & roles

User	Role	Branch
Gautam Jain	Owner	All
Saurabh Jain	Manager	All
Ramnik Singh	Sales	Fountain Chowk
Sunita Rani	Sales	Model Town
Gaurav Jain	Stock / tagging	Fountain Chowk
Pooja Verma	Accounts	All

Permission matrix — role: Sales

live toggle

Sensitive actions — OTP & approval policy

owner controlled

Action	Who can request	Approval	Owner alert	Audit
Delete a voucher	Manager	Owner OTP	Instant push + WhatsApp	Before/after stored
Discount above 4%	Sales	Manager OTP	Push	Logged
Change gold rate	Manager	Owner approval	Instant push	Logged
Edit tag weight	Stock	Manager OTP	Daily digest	Before/after stored
Karigar issue above limit	Manager	Owner OTP	Instant push	Logged
Export customer data	Manager	Owner OTP	Instant push	Logged with row count

Mobility — Owner app & Customer app

Mobile apps

Neeche dono app chalte hain — tab bar pe tap karke screen badlo. Owner app real-time KPI + approval, customer app bills, scheme aur digital gold.

Offline mode · auto-sync

9:41●●●● 4G ▮

Owner consoleAll branches

Owner appReal-time KPI, multi-branch, approvals, task assignment

9:41●●●● 4G ▮

Namaste, HarpreetMember since 2018

Platinum

Customer appBills, purchase history, scheme, digital gold, ledger

9:41●●●● 4G ▮

Mobile billingExhibition mode · offline

12 queued

QR billing appTag scan, quotation, exhibition & outstation billing

RFP response · module mapping

RFP coverage map

RFP ki har line yahan mapped hai — kaunsi screen pe hai, aur "Customization needed" column me kya likha jayega. Screen name pe click karo, wahi screen khul jayegi.

In the boxConfig during rolloutCustom build in scope

In the box

—

standard product

Config during rollout

—

masters & rules setup

Custom build

—

quoted separately

RFP line items mapped

—

across 13 modules

Module-by-module mapping

GMS Jain Jewellers · RFP dated 19 Dec 2025

RFP module	Requirement	Where it lives	Coverage

Note for the demo. Ye clickable prototype hai, production system nahi — numbers sample data hain. Data migration, hallmarking centre linkage aur e-commerce sync implementation phase me client ke actual masters pe configure honge.

Aaj ka kaam

Aaj ke bill

Approval queue

Branch performance

Stock movement (7 din)

Dead stock alert

Order & repair board

Multi-item voucher

Voucher GMS/S/1189

Payment split

Loyalty & insurance

Share & print

Bill summary

Customer at a glance

Order → Job → Delivery

Order register

ORD-2291 · lifecycle

Gold saving schemes

Plan configuration

Member ledger

Tag lifecycle

Tag register

Tag preview

Poly-wise stock

Weighing scale & count

Tag audit trail — GMS/22K/00418

Department-wise job flow

Design catalogue

DSN-KND-114 · BOM

Bill of materials

Weight trial — lot LOT-0912

Loss analysis

Karigar hisab

Karigar master

Supplier / karigar rule engine

Active rules

Books aur return

HSN summary — August 2026

Return checklist

Customer outstanding

Customer-wise profit

TDS management

MSME & compliance calendar

Payroll from biometric

Girvi khata

Girvi register

Interest calculator

Report dashboard

Festival-wise sales analysis

Audit trail

Customer & lead

Follow-up pipeline

Occasion calendar — agle 14 din

Family linkage — Bhatia parivaar

Attendance & payroll

Attendance register — 09 Sep 2026

Branch & permissions

Branches

Users & roles

Permission matrix — role: Sales

Sensitive actions — OTP & approval policy

Mobile apps

RFP coverage map

Module-by-module mapping

Scan tag / RFID

Split tag — GMS/22K/00418

Owner OTP required

Girvi KYC & biometric